Ways To Work With Us
At Clearwater Wealth, we offer a range of financial planning services tailored to meet your individual needs and goals. Whether you require focused solutions for specific challenges or a comprehensive plan for your overall financial picture, our team is here to provide guidance and support. Explore our service options below to find the approach that's right for you.
TACTICAL PLANNING
Needs- based approach whereby we collaborate with you to solve a specific need.
Analysis & recommendations provided to you without a fee (we are compensated only if you choose to implement one or more of our recommendations)
Tactical Planning Can Consist Of:
Second Opinion Service
Offered to friends and family of existing CWM clients interested in gaining a different perspective on their investment portfolio
Detailed analysis & review of your financial strategies, investment allocations, tax exposure, etc.
Risk-Based Needs Analysis
Assessment & Solving of risk-based needs such as life insurance, disability insurance, long term care insurance, etc.
Relevant life situations include: Birth of a Child, Job Transfer, Retirement, Estate Planning, Business Planning, Tax Planning, etc.
COMPREHENSIVE PLANNING
Planning-Centric Approach whereby our financial advisors casts a wide net to identify, analyze and review multiple areas of planning.
CWM creates an actionable plan customized to your individual situation. Client is under no obligation to hire CWM to implement the plan.
Planning Areas Include (but not limited to):
Retirement (Accumulation & Distribution)
College Education
Insurance Planning (Life, Disability, Long-Term Care Insurance)
Estate Planning
Business Planning
Major Purchase
Tax Bracket Management
Created on a Fee-Basis or part of an Asset Management Relationship
Fee Range $2,500+ depending on complexity
Asset Management Clients' fee adjusted down by AUM fee